Showing posts from 2020


We are extremely happy to announce that Logic Financial Consultants are now members of FEIFA (Federation of European Independent Financial Advisers). FEIFA are a non-profit organisation aiming to increase professional and technical standards of advice, for the ultimate benefit of consumers across Europe. Importantly, FEIFA will only allow membership to fully regulated companies after being approved via their due diligence checks. Make sure you receive advice from a fully regulated and reputable company! 

Coronavirus Pandemic and Your Investments. To Sell or Not to Sell?

This is just a quick note to update you on the recent market volatility caused by the dreaded Coronavirus, and to also provide an overview of the situation which will hopefully bring some peace of mind. It is quite understandable to feel a certain level of fear or anxiousness in such volatile and uncertain market times, especially when you see significant falls in investments or fund values. Below we have provided an overview of what has happened with markets on the back of the Coronavirus outbreak and will explain the rationale as to why in times like this it is often better to remain invested (despite this sounding entirely illogical). Overview When the outbreak of the Coronavirus in Wuhan first hit the headlines, the effect on markets was fairly tame, especially in developed countries in the west. However, over the last 3 weeks or so, new cases have emerged across Europe which have had a much more devastating impact on markets. We´ve seen a huge investor sell-off on the back


It's probably not news to you that - with interest rates and inflation/cost of living at their current levels - you're actually losing money by leaving it sitting in a UK or Spanish bank account. To get it working for you the obvious answer is investments. That next step though can strike fear and apprehension into many people, especially those that are less adventurous or unfamiliar with the markets. At Logic, whenever we're talking to new clients we make sure we fully understand their attitude to risk...something that is sadly sometimes overlooked by many firms. Whatever your approach to investing, one of the most basic and effective risk management techniques is diversification... and it doesn’t have to be complicated. The key is to build a diverse portfolio with a mix of different investments that makes sense for your age and attitude to risk, and to protect yourself in the case of a market crash. A balanced investment portfolio will contain a mix of: Equiti